Executive Summary

This crowdfunding campaign aims to raise €250,000, offering investors the opportunity to participate in a profitable investment with an annual return of 18%. The beneficiary of this campaign is IMPAKT REAL ESTATE S.R.L., which plans to develop a real estate project on a 1,500 sqm urban land located in the Borhanci neighborhood of Cluj-Napoca. The land is valued at €460,000, meaning the LTV is 54%.

This tranche of €250,000 will be used to prepare the necessary documentation for obtaining the building permit, a process expected to take 8–10 months. Loan repayment will be secured through one of the following sources:

• The company’s cash flow;
• Resale of the land or project once the building permit is obtained;
• Bank refinancing for the final project development if pre-sales indicate strong demand and IMPAKT REAL ESTATE S.R.L. decides to proceed with the development.

Interest is paid monthly. By clicking the “Simulate” button above, you can view the repayment schedule graphically.

The loan is secured by a first-rank mortgage on the project land (€460,000).

In the Documents section, you will find: the land appraisal report, zoning plan, site plan, land registry, land registry for the access road, and urbanism certificate.

The project owner declares that, to the best of their knowledge, no information has been omitted or is materially misleading or inaccurate. The project owner is responsible for the preparation of the key investment information sheet (see Documents).