Cashback explained: separate from interest, transparent, and ready to invest

Starting February, cashback is calculated cumulatively for eligible campaigns by combining: ✅ a timing bonus (Early Bird) + ✅ a volume bonus (based on how much you invest in that campaign). Simple rule: invest earlier + invest more = higher cashback.

How it’s calculated ⏱️ Early Bird: +1% cashback if you invest within the first 7 days after an eligible campaign launches.
💰 Volume bonus (February tiers, per campaign): based on the total amount invested in that specific campaign:

• ✅ +1% for €3,000+
• ✅ +2% for €10,000+
• ✅ +3% for €30,000+
• ✅ +4% for €75,000+
• ✅ +5% for €100,000+

📌 Total cashback = Early Bird + Volume bonus

Examples (if you invest in the first 7 days)

• €3,000 → 1% + 1% = 2% cashback (€60)
• €10,000 → 1% + 2% = 3% cashback (€300)
• €30,000 → 1% + 3% = 4% cashback (€1,200)
• €75,000 → 1% + 4% = 5% cashback (€3,750)

What cashback is

✨ Cashback is an extra benefit, separate from interest, that can improve the effective return:

• it’s added on top of interest
• it applies only to eligible campaigns (terms are shown at campaign level)
• it’s transparent and visible in your account
• it supports compounding because it returns as ready-to-invest funds

What cashback does NOT change

🚫 Cashback does not:

• replace the campaign’s interest
• affect the administration fee
• change the underlying fee or tax structure

When you receive it + quick FAQ

🧾 Cashback is calculated and allocated after fundraising ends (campaign closing).
💼 After allocation, it becomes ready-to-invest funds in the following month.

Does cashback stack with interest? ✅ Yes — it’s separate and added on top.
Does it apply to all investments? ❌ Only to eligible campaigns and only if conditions are met.
Can I withdraw cashback? ♻️ It’s allocated as ready-to-invest funds to encourage reinvestment.
Can terms change? 🔄 Yes — tiers may be adjusted (even monthly), but terms are always shown at campaign level.