Funding for your next real-estate project
Fast, interest-only loans for developers who need capital now. Standard pricing is 16% annual interest plus 4% per year of financing; the first 4% is withheld at funding and covers up to 12 months. Secured by a level 1 mortgage on any real-estate asset you own - not necessarily the project being funded.
Initial feedback in a few business days.
Financing snapshot
The structure developers use to fund projects on the platform.
- Amount
- €100k-€1.5m
- Duration
- 3-24 months
- Cost
- 16% interest + 4% fee a year
- Structure
- Interest-only + bullet
- Security
- Level 1 mortgage on any asset you own
- Funding
- Pan-European investor network
Built for acquisitions, construction mobilization, renovation and bridge needs between financing stages.
Projects already funded
€16.2M+ raised across multiple real estate projects.
€3.5M+
North Group Investments
€1.2M+
Scheer Imobiliare
€983K+
Alteo Team Building
€876K+
Old Care Angel
€737K+
Impakt Real Estate
€450K+
AB.TO
Key financing parameters
Short duration, fixed pricing, mortgage-backed.
- Up to 66% LTV
- Your mortgageable asset must be worth at least 150% of the loan. The platform takes a level 1 mortgage on it for the duration of the financing.
- 3-24 months
- Bridge and acquisition facilities on the short end, development and renovation timelines on the longer end.
- €100k-€1.5m
- Typical range per project. Larger needs can be staged across multiple raises.
- Interest-only
- Pay interest every month and repay the principal in full at maturity. On terms longer than 12 months, the year-2 fee is paid monthly with the interest.
- 16% interest + 4% fee a year
- Standard pricing is 16% annual interest plus 4% per year of financing. The first 4% is deducted at funding and covers up to 12 months; longer terms pay 4% a year pro rata from month 13, monthly with the interest.
- Level 1 mortgage
- You must provide a mortgageable real-estate asset worth at least 150% of the loan. It does not have to be the project being funded - any property you own that we can take a level 1 mortgage on qualifies.
16% annual interest + 4% per year of financing = 20% a year
Two clearly separated costs. The financing fee starts with 4% withheld at funding, which covers the first 12 months.
Annual interest
16%
Charged on the loan principal and paid according to the repayment schedule. It covers investor Contract Rates and any developer-side Pool Fee, so your rate does not depend on the investor mix.
Financing fee
4% / year
4% is deducted from the loan proceeds when the raise succeeds and covers up to 12 months, so a 6-month loan also pays 4%. From month 13, a further 4% a year is paid monthly with the interest (0.33% of principal a month).
Minimum fee 4%, then pro rata from month 13
Agreed up front before your raise goes live. Fees by term: 4% for 6 or 12 months, 4% + 2% for 18 months, 4% + 4% for 24 months. If you repay early, the fee from month 13 is owed only up to the repayment date.
Run the numbers on your loan
Compare common 6, 12, 18 and 24-month terms. Financing can be structured from 3 to 24 months; the final schedule is agreed before publication.
Loan amount
Use the + and - buttons to move in €50,000 steps.
€300 000
€100 000 - €1 500 000
Illustrative loan duration
You will need a mortgageable real-estate asset worth at least €450 000 (150% of the loan). Any property you own qualifies - it does not have to be the project being funded. We take a level 1 mortgage on it for the duration of the loan.
- Monthly payment
- €4 000
- Interest only each month.
- Total cost of borrowing
- €60 000
- All interest for the selected term plus the 4% fee withheld at funding.
- Net proceeds at funding
- €288 000
- Loan amount minus the 4% fee withheld at funding.
- Balloon at maturity
- €300 000
- The full principal, repaid at the end of the term.
| Month | Interest (16% p.a.) | Initial fee (4%) | Principal | Total outflow |
|---|---|---|---|---|
| Funding | - | €12 000 | - | €12 000 |
| 1 | €4 000 | - | - | €4 000 |
| 2 | €4 000 | - | - | €4 000 |
| 3 | €4 000 | - | - | €4 000 |
| 4 | €4 000 | - | - | €4 000 |
| 5 | €4 000 | - | - | €4 000 |
| 6 | €4 000 | - | - | €4 000 |
| 7 | €4 000 | - | - | €4 000 |
| 8 | €4 000 | - | - | €4 000 |
| 9 | €4 000 | - | - | €4 000 |
| 10 | €4 000 | - | - | €4 000 |
| 11 | €4 000 | - | - | €4 000 |
| 12 · Maturity | €4 000 | - | €300 000 | €304 000 |
| Total | €48 000 | €12 000 | €300 000 | €360 000 |
Financing types
Use the platform when speed matters, or when a bank is not the right fit for your project yet.
Development financing
Construction and staged development costs for your residential or mixed-use projects. Draw capital when your build needs it.
Bridge financing
Short-term capital between financing stages - useful when approvals, permits or bank refinancing are pending but you cannot afford to wait.
Acquisition financing
Close on the land or property you want before permanent financing is in place. Move quickly when the vendor will not wait.
Renovation and expansion
Unlock capital for a refurbishment, extension or repositioning of an existing asset you own.
How the process moves
Simple flow, digital first, with structuring before publication.
- 1
Project review
We screen the request, the borrower, and the proposed collateral.
- 2
Structuring and terms
If the opportunity fits, we align on amount, duration, repayment profile, and security package.
- 3
Campaign preparation
The project is prepared for publication and then listed on the platform.
- 4
Funding and closing
After the raise is completed and documents are signed, capital is deployed.
Best fit
A credible developer, a mortgageable asset, a believable exit.
What helps the review
A clear project scope and defined use of proceeds
A credible exit: sale of the project, refinance with a bank, or stabilized rental yield
A mortgageable real-estate asset you own worth at least 150% of the requested amount
Prepare these first
You don't need to upload anything in this first step, but having the file set ready will move the process faster.
Your business plan or project deck
Building permit, if already available
Land registry extract for the asset you plan to mortgage
Your latest financial statements and balance sheets
Send the essential details
Send us the basic information about your project. If it fits, we will come back with the next steps.
- 1
Submit the details through the form below.
- 2
We will review them and come back with an initial verdict.
- 3
We will request documents after the initial review.
Prefer to talk it through first?
Book a meeting with the team to discuss your project, the collateral and the timeline.
