FAQs

The crowdfunding platform operates under STOCKESTATE CROWDFUNDING S.R.L.

Unique registration code RO45170242; EUID ROONRC.J2024005219234

Yes, STOCKESTATE CROWDFUNDING S.R.L. is licensed by the Romanian Financial Supervisory Authority (ASF), under the number PJR28FSFPR/400002, since 29.08.2023, as per the register of crowdfunding service providers of the European Securities and Market Authority (ESMA) and the Register of the Italian Authority CONSOB.

The legal structure involves a loan contract signed by:

1. The investor
2. The project developer
3. Stock.estate Group, as the owner of the platform and the guarantee agent.

Therefore, there will be a direct legal relationship between the investor and the project developer represented by the loan agreement from which the investor's receivable against the project developer will arise.

In the event that something happens to the platform Stock.estate, the investments of the Platform’s members will not be affected.

Profile verification is needed for ‘Know Your Customer’ (KYC) and ‘Anti Money Laundering’ (AML) procedures as required by the applicable legal provisions, to start making investments on the platform. Once your profile has been verified, you can start investing.

Once the Stock.estate has verified your profile, we will send you a notification email regarding successful verification. You can also see it on the website under the ‘Profile’ page.

All Stock.estate’s obligations towards its members are defined in the ‘’Terms and Conditions’’ and in the agreements concluded by Stock.estate with the investors and project developers.

Stock.estate makes every effort to ensure the information on each published investment opportunity would be accurate, specific and adequate.

Stock.estate compiles regularly investment reports on each funded project and communicates them to the investors.

Stock.estate’s members are obliged to provide accurate and up to date personal and contact information and be able to prove the origin of invested funds. Members are obliged to read, get acquainted with the contracts he/she is going to sign.

As investors, Stock.estate members are expected to make independent and prudent investment decisions.

The loss of the contract does not affect any of your rights, you can obtain a new copy of the contract at any time (free of charge) from your investor account, from the investment management area on the platform.

Both as a natural or legal person, you're entitled to the full protection provided by GDPR regulations.

According to our procedures (KYC and AML), the Ultimate Beneficial Owner (UBO) of a loan funded through our platform must be publicly identified and transparent about their relationship with the entity being financed via Stock.estate. This identification process also applies to investors.